What is title insurance, and why is it necessary?
Title insurance protects an owner's and lender's interest in real estate. For homeowners it insures that they have title to real estate free of any liens, encumbrances or other title defects so that they can occupy, use and sell their real estate without the risk of loss. Unlike other types of insurance, such as auto, health, home, and life, all of which protect against potential future events, title insurance protects against events that occurred in the past regarding the real property and prior owners. Also unlike other types of insurance for which monthly, bi-annual or annual premium payments must be made, title insurance premiums are paid once at the closing of the transfer of title to you and extends throughout your ownership of the property
What is the cost of title insurance?
Title insurance premiums are regulated by the State of Florida and are the same statewide. The amount of the premium varies and depends upon the purchase price of the property. In addition to an owner’s policy, if you finance your purchase, you will be required, at your expense, to obtain a lender’s policy in the amount of your loan to protect the lender’s security interest in the property.
Why choose Title Trust Services, LLC?
We are an attorney owned and operated title company. Our principals have been in the title and real estate business a combined 40 years. Our highly-knowledgeable support staff has an average of 15 years in the industry. This makes us uniquely qualified to successfully guide you through the settlement process. Our commitment is to provide prompt and accurate service, educate you in the closing process and make each closing a stress-free and pleasant experience. From your initial contact with our friendly and professional staff, to the actual closing, our goal is for you to have a positive experience and to provide you with the highest quality, personalized service possible.
Thank you for being so patient with us and so nice that you waited all those hours until we arrived to the closing. I’ll try to be early next time. ☺ Have a nice day!
Just wanted to drop you a note to let you know I appreciate you and your help. You always have time for a quick question and a smile. Thank you for being you! You’re an asset to your customers and I appreciate you.
Amazing experience! We had a (help!!!!) situation and Aurora and her team saved the day! She was on point, direct and honest. Thank you for getting us to closing! Thank you for being real and compassionate with my clients.. Looking forward to our next deal ...
You all were great! Thank you!
Very courteous and efficient and they kept us entertained throughout the process. A very enjoyable experience and not just because they were giving us keys to our new house!
Knowledgeable, efficient, friendly staff and awesome attorney who has know the answer to every question I have asked over the years.
Two attorneys at the title company. How can you be more secure about your transaction than that
They are the best. We have had over 12 closings with TTS. Make our job easier!!!
Of course, excellent service! Thank you so much 🏠🙂